Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106,870 6,870 6.87
HDFC Dynamic Debt Fund - Growth Option 100000 103,481 3,481 3.48
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6,870 Not Applicable Not Applicable 2,061 4,809
HDFC Dynamic Debt Fund - Growth Option 3,481 Short Term Not Applicable 1,044 2,437

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds
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Data as on - 10-12-2019
Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Edelweiss Dynamic Bond Fund - Regular Plan - Growth Option 27-06-2008 1.04 12.92 8.3 6.71 7.31 7.26 6.7
SBI Dynamic Bond Fund - Regular Plan - Growth (Previously Magnum NRI) | Invest Online 05-02-2004 1.66 12.44 7.91 6.74 8.35 8.8 5.92
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 1.45 12.06 7.37 - - - 6.55
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 1.08 11.63 8.58 7.59 8.89 8.82 8.62
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 1.64 11.28 7.88 6.84 8.33 - 8.46
Axis Dynamic Bond Fund - Growth Option 27-04-2011 1.28 10.92 7.74 6.17 7.9 - 8.53
IDFC Dynamic Bond Fund -Regular Plan-GROWTH 01-12-2008 1.79 10.57 7.36 6.31 7.79 8.48 8.2
HSBC Flexi Debt Fund-Growth 05-10-2007 1.74 10.51 6.57 4.99 6.69 7.59 8.12
Union Dynamic Bond Fund - Growth Option 13-02-2012 1.47 10.38 6.21 4.53 6.33 - 6.99
HSBC Flexi Debt Fund-Reg.Growth 05-10-2007 1.74 10.24 6.31 4.72 6.42 7.29 7.8
ICICI Prudential All Seasons Bond Fund - Premium Growth Option 04-05-2009 1.32 10.04 7.36 6.62 8.71 9.35 8.79
ICICI Prudential All Seasons Bond Fund - Growth 04-05-2009 1.32 10.04 7.31 6.55 8.59 9.41 8.84
ICICI Prudential All Seasons Bond Fund Retail - Cumulative 28-03-2002 1.32 10.04 7.36 6.62 8.71 9.19 9.11
L&T Flexi Bond Fund - Regular Plan - Growth 24-08-2006 1.63 10.0 7.2 5.8 8.09 5.69 5.82
DSP Strategic Bond Fund - Regular Plan - Growth 09-05-2007 1.05 9.97 7.01 5.4 7.37 8.1 6.86
Indiabulls Dynamic Bond Fund - Regular Plan - Growth option 30-11-2018 0.74 9.74 - - - - 9.59
Quantum Dynamic Bond Fund - Regular Plan Growth Option 01-04-2017 0.71 9.61 6.14 - - - 6.61
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 03-11-2004 1.91 9.1 5.7 4.93 7.05 8.13 6.53
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth 29-05-2009 1.75 9.05 5.8 5.17 7.28 7.87 7.69
BNP PARIBAS Flexi Debt Fund-Regular Plan A - Growth Option 06-02-2009 1.66 8.62 6.16 5.5 7.64 7.82 7.92
IIFL Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 1.34 7.97 6.24 6.68 6.94 - 6.97
BNP Paribas Flexi Debt Fund Growth Option 23-09-2004 1.66 7.9 5.52 4.91 7.15 - 8.21
Franklin India Dynamic Accrual Fund-Growth 05-03-1997 1.66 7.45 7.14 7.76 8.73 8.14 8.85
Tata Dynamic Bond Fund Regular Plan - Growth 03-09-2003 1.46 7.36 5.26 4.82 6.85 7.72 6.8
JM Dynamic Debt Fund - Premium Plan - Growth Option 13-10-2004 0.66 6.37 6.9 7.11 7.77 7.74 7.28
JM Dynamic Debt Fund - Regular Plan - Growth Option 25-06-2003 0.66 6.36 6.89 7.09 7.73 7.67 6.89
IDBI Dynamic Bond Fund Growth 21-02-2012 1.62 5.5 3.89 2.78 4.83 - 5.79
BNP Paribas Flexi Debt Fund Monthly Option 09-08-2004 1.66 5.44 3.89 3.34 4.89 - 8.42
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 1.83 3.48 2.97 2.69 5.89 7.3 8.41
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 1.7 -0.27 1.63 1.53 5.58 7.41 7.39
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 1.7 -0.27 1.63 1.53 5.58 7.41 7.73
Principal Dynamic Bond Fund - Growth Option 13-05-2003 1.54 -1.73 0.8 1.79 5.09 6.67 6.88
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 1.58 -3.45 -0.26 1.43 5.36 - 7.49
Baroda Dynamic Bond Fund - Plan A - Growth Option 30-06-2012 1.57 -3.72 0.76 2.16 5.47 - 6.94